Apr 24

What when I leave my job?


What when I leave my job?

The Consolidated Omnibus Budget Reconciliation Act
(COBRA), a law built inside 1986, offers employees (and
members of their family) that lose their health
insurance advantages the proper continue their group
wellness insurance for a limited time period under
circumstances including voluntary or involuntary job
reduction, reduction inside hours, transition between jobs,
breakup, adoption plus death.

Generally, the staff pays about 102% of the premium
expense for the same policy; this might be nonetheless generally less
pricey than obtaining an individual insurance.

There are 3 standard aspects for qualifying for
COBRA: the qualifying event, the insurance plan
coverage as well as the qualified individual.

Each aspect is taken into consideration whenever applying
for COBRA plus you need to elect to either make an application for COBRA
or waive the rights to COBRA inside 14 days following a
qualifying event.

You should have been inside the group insurance plan
throughout a work to be qualified. Although there
are exceptions, commonly you might continue to pay your
own costs to keep COBRA coverage intact for up to
18 months.

Companies that have fewer than 20 employees, State or
Federal companies or worker companies can not
provide COBRA coverage.

Check with the wellness insurance administrator to see
should you might qualify. We might have this information
available inside the group wellness insurance
policy or inside the firm handbook.

Although it can be pricey, the expense of being able
to keep the group insurance coverage rate can be well

Apr 23

What To Consider Whenever Shopping For Jewelry


What To Consider Whenever Shopping For Jewelry

Buying or marketing jewelry is an important piece of the jewelry marketplace, however, learning it and just how to avoid tricks is difficult. There are tips to acquiring standard pieces, tips to marketing more pieces, etc. Below are certain procedures you are able to take to purchase or market jewelry more intelligently.

With certain customer purchases, warranties plus extended care plans are not value the funds. This really is not the case with jewelry! Jewelry could last a life – or longer – when it is actually well-maintained. Buying the service program and a part of jewelry is a smart investment, because repair function, resizing plus resetting may extend a piece’s lifetime greatly.

Do not underestimate the energy of pearl jewelry. Pearls are usually considered a throwback to the days of aged. How untrue this might be. Modern pearls come inside numerous types, you are able to inexpensively get them plus spice up any fashion design you’re striving to pull off. They come inside various hues plus shapes.

Rings, necklaces, plus earrings ought to be stored inside their authentic padded boxes whenever potential. If you no longer have the authentic situations, shop every part thus which no 2 pieces are touching 1 another. This usually avoid scuffs plus scratches plus safeguard even the many delicate pieces for years to come.

The easiest way to wash a jewelry is with an ammonia plus water combination. This can be performed at house. The commercial solutions available contain ammonia plus water because their principal component. Go the cheaper path plus create your jewelry cleaning answer at house and you may be pleasantly amazed with all the results.

When you may be considering buying the present for the loved 1, you really need to usually consider jewelry. This really is a time honored present which makes any girlfriend or spouse smile. You must selected jewelry over other presents, because it is anything which they will cherish forever.

Protect oneself whenever buying diamonds by keeping created documents of the purchases because proof. This really is truly the only method to confirm the 4 C’s we were guaranteed whenever we bought the part or stone. Treat your sales receipts plus appraisals because contracts of what you are able to anticipate from the buy, particularly when they are not as much as the standard we were guaranteed.

When you may be planning to purchase a part of jewelry, choose a budget plus follow it. It is tempting to consider the item can indicate more when it costs more, yet which merely is not true. Even though it is actually jewelry, you’re nonetheless generating a buy. Try to not allow the thoughts control a choice creating. You are able to purchase anything which is stunning plus is enjoyed for a long time to come without breaking a budget.

As we have read, getting or marketing jewelry is extremely significant to the jewelry marketplace, specifically when they pertain to specialist demands. Understanding standard practices inside the globe of jewelry will create it simpler for we to recognize the way you could purchase or market jewelry. After the above mentioned strategies is a good beginning destination.

Apr 21

Understanding Regarding Pregnancy From A To Z

Even ladies whom absolutely have youngsters will discover that pregnancy is a time of challenges plus changes because they receive willing for their unique bundle of joy. As time passes, we understand how to locate the sensible information you ought to manage existence day by day. This post discusses certain techniques which could create pregnancy a little simpler.

Don’t stop utilizing a seat belt inside the car whilst driving or riding because a passenger. The risk to the baby within the seat belt is a lot lower than the risk from we being loose inside the auto inside the event of the crash. Ensure the belt is because low about the hips because potential, ideally beneath the stomach.

When expecting, don’t worry turning down social invites in the event you don’t feel you are able to handle it. Your loved ones must recognize how the pregnancy makes we feel. We could have trouble with being fatigued, nauseous and the requirement to go to the bathroom a lot. Don’t force oneself to do over the body could handle.

Write a birth program early inside a pregnancy. Keep a list of the factors we completely like to have happen, like the presence of a elder sibling, plus points we completely don’t wish except it starts to affect the protection of the baby. Should you have these elements created down before time, you are able to discuss them with a birth team plus make certain that they happen.

Before we receive expectant, it really is smart to see the doctor. You are able to always are inside great wellness, as well as may equally provide we certain information which will allow you to out. They may tell we when you really need to be ovulating, plus certain vitamins which you really need to be taking.

Do not feel necessary to declare a pregnancy to everyone because shortly because we learn. All girls have their own comfort zone regarding whenever they wish To tell everyone. Many girls wait till they have reached the finish of the initial trimester as well as the highest risk of miscarriage is over. Listen to the heart plus share the information whenever you’re willing to.

If you need to learn the sex of the baby, you must wait till you may be regarding 20 weeks expectant. This really is around the time which the ultrasound technician could receive a obvious pic because to what gender the baby is. However be aware, ultrasounds are not 100 percent accurate!

Stretch a legs out before bed to aid avoid painful leg cramps whilst we sleep. Many each expecting girl may experience a leg cramp at minimum 1 evening whilst expectant. A limited easy stretches, completed before bedtime, will enable the muscles to relax plus would even cause a peaceful 8 hours of rest.

Increase a consumption of cereals, asparagus, lentils, oranges plus orange juices. These foods are all wealthy inside folic acid, that assists the development of the baby’s neural cord plus creates red blood cells for a unborn child. It is perfect to start consuming these foods even before we begin struggling to conceive.

If you may be functioning at a desk job throughout the pregnancy, you will want to ensure which we have many instances throughout your day to wake up plus walk. Sitting down can put extra stress on the tailbone plus hips, that are absolutely absorbing a remarkable deal more fat. Taking walks plus moving about frequently might aid keep this from becoming a issue.

Pregnancy ought to be a time of joyous expectation. Try these suggestions out to find when they function for we, plus above all, enjoy the pregnancy!

Apr 20

Is My Boyfriend Cheating On Me? Signs Of A Cheating Boyfriend

If you ask issues, you are able to naturally anticipate lies, thus rather, gather your evidence. Hard to believe the 80′s films are today called oldies, hmm? Women devote a great deal of time to function plus raising the youngsters. Excessive fighting in addition to unexpected out-of-nowhere rage or sturdy review concerning we is a further signal of cheating boyfriend. If you feel he’s sleeping, Listen, write down the lay inside the log later. For a man, it’s very difficult to take into account signs of cheating inside a relationship. Has he or she bought their own mobile or computer for “personal” employ? In fact, the spouse plus his cheating methods may place the wellness in danger with all the transmission of sex connected illnesses. In the previous, couples might receive bored following just 7 years of wedding, plus this might cause an affair. Then we see less plus less of every additional, along with her suggesting how she is constantly busy or how tired she constantly is, etc.

Do we think which the partner is cheating? When we recognize the factors, you’d be capable to deal with this condition plus protect the relationship. But, in the event you continue to be not certain whether she is cheating about we, Here’s what we do:- Assess whether she remains inside love along with you Try to answer this easy query. They worry and question when they are being played for a sucker with a cheating spouse. The marital affair shattered all which. A guy falls inside love with all the means the female makes him feel. Does a spouse receive quiet whenever we enter the space or does he hang-up the telephone? We need to be additional sensitive plus you need to understand the art of reading between your lines. Most men might state which ladies are difficult to know considering they like to beat about the bush. Of class when the guy plus partner are married the social pressures are even better.Fairly much all you have had days inside the lives whenever you fantasize regarding staying with an more individual even despite that you are inside a committed plus monogamous partnership.

The big element here will become the trust element. Twenty to thirty years ago, cheating consisted of composing the answers to a test about a arm plus then wearing a long-sleeved shirt to pay for them till they were required, yet cheating behavior inside American universities now have grown increasingly sophisticated. The modus operandi for cheating might fluctuate from individual to individual. Is it to avoid boredom or perhaps a prelude to distancing from a present partner? Another main signal to take into consideration, inside terms of changed appearance, is when the spouse takes additional methods to confirm which he looks his right for function or whenever going out with neighbors. They think being faithful is not sleeping with another girl.

Always remember, in the event you have not gone by this condition oneself, we never learn what it’s like or how it feels. He/she might go to another space to attend a call. Does a boyfriend act strange whenever he gets certain telephone calls? Are you presently depressed or stressed out? One day I was hearing to a radio speak show host throughout a battle of the sexes kind show, females phoning inside regarding cheating, males defending their sex. Should you think which the partner is cheating about we, odds are you need to discover out the truth. More so, the normal bodily contact which is, otherwise, regular inside a relationship, can additionally be prevented because much because potential. All you need to do is to take a quick consider a home’s landline telephone bill plus a spouse’s mobile telephone bills. By Jemz Tors : A how to tutorial regarding Relationships with step-by-step guide from Jemz Tors.

Apr 19

Factors We Want For A New Baby (3)


Things We Want For A New Baby

Regardless of age of the youngsters, you’re certain to need the greatest relationship potential. This article can assist we to develop which relationship plus strengthen the bonds we have together. You are able to start now to boost the bond plus establish the life relationship you need to have with the youngsters.

Start training a youngsters responsible financial behavior early about. Personal finances are anything a child should discover at house. It is usually not taught inside school, church, or anywhere else inside lifetime. Teach the child the pros of saving as well as the meaning of spending too. Let them help we store plus occasionally even pay the bill themselves. They may thank we for this later inside lifetime.

A great deal of parents have a habit of not practicing what they preach. They’ll insist which youngsters do because they state plus less they are doing, nevertheless you need to not do anything which we wouldn’t enable the child to do. Yes, this even signifies elements like smoking plus drinking alcohol. Sure, you’re an adult. However you’re additionally a parent of a impressionable child!

How to deal with damaging peer stress? A substantial matter for several parents with youngsters beginning school is how to deal with bad peer stress. Ideally, a balanced pic of self value or self respect may fend off peer stress for the small 1. Unfortunately, occasionally scenarios can happen which need more immediate solutions. In these situations, when the parent or child is uncertain how to solve the condition, there are hotlines accessible to provide information which are accessible 24 hours a day.

One fantastic method to become included inside the child’s existence is to join peer groups. It is anything from a collection group to an athletic group to a mommy plus me group. Not just are these peer groups ideal to get concerned inside fun escapades with your children, yet it enables both we plus a child to satisfy persons plus create fresh neighbors.

When spending standard time with your children, make sure a few of which time is all regarding having fun. Not every minute invested with the kids nees to be a training session. While the objective of parents is to have a kids be responsible adults certain day, they moreover require be capable to relate to we inside a playful means. So, don’t be scared to merely have several fun!

Make sure we hear to what a child has to state. Listening is anything from hearing for them babble because infants, hearing to how their day at school went, or hearing to their difficulties. Kids like to recognize which we care enough to hear for them. Should you hear for them, they’re more apt to hear to we.

As you are able to see, parenting is a great experience in the event you invest the time plus vitality into developing the relationship we have with the youngsters. You are able to have these bonds established because the basis for a pleasing life relationship which brings we both the connection we want. Let parenting be a satisfying experience.

Apr 18

Proven Guidance That Any Parent Can Utilize

No 1 is totally prepared for the hardships which parenting may bring their means because they finally experience it, however, neither are they prepared for the joys. You are able to observe all of the TV you need to, however till we experience the daily routines, we won’t be capable to grasp it totally. This article is made for those, new plus young likewise, shopping for certain strategies for you to proceed.

A critical parenting tip is to not let a toddler to be close water, unattended. Bathtubs, pools, ponds plus any different regions of substantial water, will pose extreme risk to little youngsters. By guaranteeing which young kids are not alone inside these settings, the danger of accidental drowning is dramatically lowered.

For parents that have youngsters which like to rest inside the bed, it’s significant which we receive those to rest inside their own bed. This really is considering the elder a child gets, the harder it is to stop the habit. Whenever they come into the bed, instantly place them back to theirs.

Use a pump or hand express dairy in the event you are engorged as well as the baby is not willing to consume whenever breastfeeding. There are some points more painful to a hot mom than having yielded too much dairy plus without a method to release it. Our bodies slowly commence to provide just what exactly is required for the baby however, it takes a small when to control. By expressing a few of the dairy you are able to minimize the pain till baby’s upcoming food.

A excellent parenting tip is to be aware of how the actions could influence a child. If you curse a lot at house, don’t be amazed when a child gets suspended or delivered house from school for bad behavior. Consistently try to set a superior illustration for the child.

When a child walks to school, regardless of their age, they must have reflective strips about their backpacks or clothing. You are able to furthermore buy reflective cloth strips to attach with Velcro to additional garments. In the winter months whenever light is scant, reflective tape or strips grow the awareness of the child to motorists.

Invest inside a superb nursing pillow for breastfeeding twins. A pillow makes a breastfeeding go more smoothly. You can employ it to feed both simultaneously. Ensure you remember to change sides throughout the feedings because they usually have different sucking patterns.

If a child’s pajamas are consistently wet whenever we receive him up each morning, try placing him inside a diaper which is 1 size heavier than what he usually wears. A greater diaper delivers more coverage plus may take inside more of the child’s pee, providing them with a drier night’s rest.

Look into the newest inside baby monitors for the small 1. You are able to program these hot devices to call a smart telephone when there is any sound inside the baby’s area. It is a perfect method to receive a bit of function performed whilst we baby naps, plus receive the alert which a baby wants we whenever she wakes.

Take superior care of the relationship with a partner. If you plus a partner are found on the same page plus interacting effectively with every different, a kids might grow up inside a positive environment. Additionally, the youngsters should know which there are instances they can’t be the sole focus.

By following those secrets you are able to make oneself, a partner, and your loved ones for a modern associate to join the scene plus be prepared for a few of the surprises which come a technique. Nothing is much better than being educated regarding parenting before we really need to start trying it. Hopefully this short article has aided we achieve which about certain level plus you may be willing to manage the task in front of you.

Apr 17

Q&A: Distribution of property inside breakup?

I am an US citizen plus my spouse is Canadian resident. the wedding took region inside Canada. no kids yet. We never have any apartment, vehicle or any additional pricey stuff. nevertheless you both have enough amount of savings. just in case of breakup, do you should distribute the savings or it really is really the property (if anybody has). I am unemployed however my spouse is creating advantageous revenue. do I receive any alimony, when I do then for how extended? please suggest!

Answer by Fran UK Man
In the UK it’s generally 50-50. More usually than not, where a home is concerned, which is available as well as the proceeds distributed 50-50 except 1 individual may afford to purchase the different out.

Answer by Betty M
What! We merely wrote which a spouse is bi-polar, beats we, plus you may be scared he’ll kill we. We don’t like to be split for 1 year, before there are a breakup inside Canada.

Now the story is changing plus you’re worried regarding dividing up the revenue plus getting alimony. I don’t learn regarding the regulations inside Canada, in the U.S. we can’t receive an alimony following just being married for 1 year. plus 9 months because we reported inside the initial story. In the U.S. without a prenuptial agreement all income will be separated inside half.

As shortly as possible receive a story directly, see a attorney plus discover out where we stand inside a breakup. You could not have a job, yet according to we, we have a enough amount of savings to pay for a attorney, receive your destination plus help yourself till there are a job.

Apr 16

Whenever Divorce Recovery Hurts Too Long – Series 2-15

As with any family law matter, particularly throughout separation plus breakup, it is actually significant to recognize what the right’s are. Both parties ought to be financially independent of every additional before filing for breakup. Elin Nordegren, Tiger Woods’s spouse, has produced up her notice to divorce him plus plans to create their separation lasting inside the New Year, it was advertised Tiger Woods with Elin Nordegren inside happier days Photo. The superior information is all you can’t think regarding top the living without legal regulations creating the dwelling comparatively less complicated. It equally signifies which every individual is financially independent, thus finance could not be because much of a problem when the couple were to breakup.

Do not take them at face value, because there are certain attorneys that are very convincing inside getting a trust. Hundreds of people have passed from breakup, consequently you may be not truly the only 1. What components do custom plus custom play? And the grounds for breakup can fluctuate. Oftentimes it is very the biggest asset a couple holds plus often truly the only 1 that is easily converted into cash without any taxes penalty.

You must make every effort potential to test plus find your partner. Take sound guidance. Unlike individual injury lawyers, acquiring the appropriate breakup lawyers is a bit more than simply browsing from the yellow pages or Internet till we see the term breakup. As said, experience is the most crucial skills which lawyers need, particularly breakup lawyers. It possibly takes weeks or months to draw closer to the truth, however we take because much time because you need to. In any contractual agreement, ambiguities or vagaries will exist which could not be convenient to spot.

I like what I like. If reconciliation is failed, a breakup takes impact following the expiry date of ninety days within the day about that the see of repudiation was initially delivered to the chairman. The main cause which mediation is utilized inside breakup is considering it will pose less strain found on the divorcing couple as well as the family relationship, specifically where youngsters are worried. When they married inside 1976 neither had noticeable resources. The amount of sessions needed depends on the complexity of the case, as well as the approach of the mediator.

Hiring an lawyer or document-preparing agency which is effectively versed inside the Alabama breakup procedure is suggested due to the distinctive nature of each breakup case. It is merely among the points which you really need to clearly discuss with the attorney. In the last five years, the rate of divorces amidst elder couples has gone up from 2 percent to 22 percent. If the partner chooses to end the wedding, you should not force those to remain married. If you are feeling lonely, you are able to try to build a modern relationship. If ever there was clearly a time to have a part inside the creation of the happy, peaceful lifetime, breakup is the time to do it.

If this occurs make certain to locate an lawyer whom is prepared to take care of we plus a position inside the breakup plus not 1 that may step inside plus result in the conflict worse than it absolutely is. Divorces are sloppy where the 2 functions are severely affected. People regularly experience difficulty finding their identity following breakup plus breakup therapists are helpful inside guiding folks about this journey to find self self-confidence plus comfort inside themselves because a individual.

At the time, neither of we may see yourselves with anybody else, allow alone foresee the 2 of we having any real disagreements. The just specifications are which we be domiciled inside Australia, be an Australian citizen or an Australian resident for at minimum 12 months. Should you wish To stop unwelcome breakup you need to have the heart to know the partner. Gary you can be an authorized consultant into a company, or a unlawful law fast, bankruptcy attorney, help law fast or taxes law fast plus countless others.

If she will wed Portia de Rossi, perfect. Before we file for breakup make sure it’s, really the many installing choice plus which reconciliation plus constructing a successful future is not a possibility. The list of reasons people think their marriages have failed is plentiful. It is a significant for a teenager to understand a breakup is not their mistake. What follows are the methods mandatory to file for breakup once you have tried everything else to conserve the relationship.

I’m paying tribute to the breathtaking girls about this page that are divorced, desirable, plus proof which even sexy ladies receive cheated about, left about, plus ditched. It is not only a change inside family law which create breakup simpler nowadays, it really is a change is society’s attitude towards breakup. Therefore, a finalized, notarized “Verification” is needed for any problem or petition filed inside courtroom. There are stages plus in the event you are not tuned into the these stages you are able to be caught off protect or by surprise.

Most importantly, be objective whenever choosing a attorney. In this case, both the parties need to hire an lawyer to fight for their rights. Common knowledge plus being suitable are pretty unusual inside the contemporary planet connections. It has occurred. Divorce arrangement is a wearying way because inside breakup case not only both the celebration needed are worried however additionally their loved ones plus whenever any children there is are associated. This really is because, it is very the duty of the partner to stand by their partner, inside disorder plus inside wellness, from thick plus thin.

Let’s face it, you reside inside an adversarial society, 1 which promotes the idea which when there is a conflict sides need to be taken. Majority of the matters are a outcome of unmet psychological demands. This really is a severe concern considering it has virtually become too convenient to divorce a partner. He wasn’t prepared for Amy’s choice to have separate bedrooms considering his snoring kept her awake. He then launched his company Triad, based in Switzerland, having banks hotels plus property across the globe.

Divorce might not function as the way you need to take yet when it’s the journey you’re about, the way you perceive the procedure might determine a amount of peace plus joy before, throughout, plus afterwards.

Apr 15

what exactly is love?


can i discover love there

Answer by plasticman33
Figure which 1 out, write a book plus become rich.

Answer by BK
A second-hand emotion….

Answer by nickygirl_3
Love is a great emotion, right when felt by both concerned. Can you see love there? Depends where there is……

Answer by Breanna C
Love is an idea which is provided to the hopeful whenever they are provided a choice for you to reside their lives. On the base, it’s only a physiological response which is provided inside reaction to the stimulus of the bodily or inanimate object. Everyone then chooses how to define the different responses they have plus then how they wish To answer.

Answer by cheese_savouries
no 1 may explain

Apr 14

Q&A: my parents are getting a breakup?

I’m thirteen plus I merely discovered my parent are getting divorced .
I form of expected it yet it had been a real hit to the face whenever it really came out inside words.
I additionally discovered I am possibly moving into 2 separate places.
I’m scarred, plus I truly don’t wish To leave this home, I love it here plus I love my yard plus I love my bed plus I don’t wish To move. I simply kinda want it was back whenever my family was practical plus my brother nonetheless lived here plus my parents not got inside fights. I understand this sounds certainly selfish however, I don’t recognize any additional method to respond. Help?

Answer by Mircat
So that will remain inside the apartment where we reside currently or are they marketing it plus every of them is getting a area of their own? The bad information is you’ll have 2 addresses plus 2 sets of rules. The superior element is the fact that we reach decorate 2 bedrooms. There’s no cause we can’t keep a bed. It’ll merely go either to the daddy or mom’s area.

I know why we desire factors to remain the same. Who the heck gets up 1 morning thinking, “Gee I want can reside inside 2 house with divorced parents.”

You sound very mature thus I think inspite of the psychological chaos at when you’ll survive it all plus be a greater individual for it. I would ask for guidance when I were we. Talk for them both regarding it. I’ll bet they will be fine with it.

A small secret, when you’ve ever sought a hamster or perhaps a puppy today will be a advantageous time to ask for it. Maybe from guilt they’ll provide inside! Stay sturdy sweetie, lifetime goes about as well as the hurt can receive small. My right desires for a fabulous future.

Answer by ?
My parents got a breakup whenever I was eleven plus it had been a difficult time. They fought plus were very terrible to every additional. Simply try plus not be about them both at when. It’s difficult, I learn, however trust me, eventually it WILL pass. Things won’t return to regular even so they won’t constantly be terrible. Srry kiddo

Answer by CanadianPerspective
I remember being a twelve year older girl whenever suddenly without caution, my mother took me plus my small sister away from the house together with the furniture. We moved into a townhouse plus you were kept hidden from my dad for a month. I didn’t recognize anybody, I began my school year without neighbors. I was afraid which my mother wouldn’t allow me see my daddy. My daddy plus I were surprisingly close, I have numerous happy memories with him. I worried for my daddy considering I knew he didn’t understand where you were, it had been a terrible thing for a twelve year aged plus an 8 year older girl to go from. My mom merely didn’t wish To be married anymore. I may constantly hold a grudge towards her ripping the family aside. She failed to place the requirements initially, she just cared regarding herself. My dad got remarried plus his spouse treated my sister plus I like unwelcome trash. She lied to my daddy to create my sister plus I look bad, she was really manipulative plus cruel. She even loved telling me which my cat was hit with a vehicle plus found dead. She didn’t spare me any details, she was pathetic. She kicked me from the apartment, I had nowhere to go. My mom didn’t care regarding my sister plus I either. She thought being a mother was degrading, she’s no greater. Anyways, by the challenges plus homelessness I educated me to become a nurse. Concentrate about a research plus we to usually succeed inside existence. It’s not effortless nevertheless it’s potential because extended because we not provide up about oneself.

All I may state is though my wedding has been rocky sometimes, you managed to overcome the variations. We are today more closer compared to before, you produced a pact which the youngsters come initially regardless what. I want couples might discover away to bury the hatchet for the sake of their youngsters. If the parents sucked it up plus stayed married till their youngsters reach adulthood possibly kids wouldn’t suffer thus much plus be employed because pawns. The grass isn’t greener found on the alternative side of the fence. Divorce is just changing 1 set of headaches for another set. My mother today regrets divorcing my father plus it took her over 3 years to state which.